Privacy Policy

1. Introduction

Welcome to iPredict ("we", "our", or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the iPredict mobile application and website (collectively, the "Service").

Please read this policy carefully. If you disagree with its terms, please discontinue use of the Service.

2. Information We Collect

We collect information you voluntarily provide when you register or use the Service:

• Account information: Full name, email address, and password (stored securely as a hash)
• Astrological profile: Date of birth, time of birth, and zodiac sign — used exclusively to generate your personalized predictions
• Payment information: Processed securely by Stripe; we never store full card numbers on our servers
• Usage data: Features accessed, prediction history, and share activity — used to improve the Service and track rewards
• Referral data: Referral codes you generate or use, and associated reward activity
• Device information: Device type, operating system, and app version for debugging purposes

3. How We Use Your Information

We use the information we collect to:

• Generate personalized horoscopes, numerology readings, lucky day predictions, feng shui guidance, life timeline forecasts, and auspicious date recommendations
• Create and manage your account
• Process payments and manage premium subscriptions
• Send transactional emails (account verification, password reset, receipts) via SendGrid
• Track and reward referral activity and social sharing milestones
• Improve and maintain the Service
• Comply with legal obligations

We do not sell your personal information to third parties. We do not use your data for advertising.

4. Third-Party Services

We share data with trusted third-party service providers who assist us in operating the Service:

• OpenAI: Your astrological profile and selected parameters are sent to OpenAI's API to generate AI-powered predictions. OpenAI's Privacy Policy applies to this processing.
• Stripe: Payment processing. Stripe's Privacy Policy applies to payment data.
• SendGrid (Twilio): Transactional email delivery. SendGrid's Privacy Policy applies to email data.

These providers are contractually obligated to use your data only as directed by us and in accordance with this policy.

5. Data Storage & Security

Your data is stored on secure servers. We implement industry-standard security measures including:

• Encrypted connections (HTTPS/TLS) for all data in transit
• Bcrypt hashing for passwords
• Regular security reviews

No method of internet transmission is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide the Service. If you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal purposes.

7. Your Rights

Depending on your location, you may have the following rights regarding your data:

• Access: Request a copy of the personal data we hold about you
• Correction: Request correction of inaccurate or incomplete data
• Deletion: Request deletion of your account and associated data
• Portability: Request your data in a portable format
• Opt-out: Opt out of non-essential communications at any time

To exercise any of these rights, contact us at privacy@ipredict.info.

8. Children's Privacy

The Service is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected information from a child, please contact us immediately and we will delete it.

9. International Transfers

Your information may be transferred to and processed in countries other than your own. These countries may have different data protection laws. By using the Service, you consent to these transfers. We take appropriate safeguards to ensure your data is protected in accordance with this policy.

10. California Residents (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected, the right to delete personal information, and the right to opt-out of the sale of personal information. We do not sell personal information. To exercise your CCPA rights, contact us at privacy@ipredict.info.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page and, for significant changes, by sending an email notification. Your continued use of the Service after changes are posted constitutes your acceptance of the revised policy.

12. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us:

• Email: privacy@ipredict.info
• Website: https://ipredict.info